Kari Wells
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About Kari Wells


My Story by Kari Wells

A walk through the pain caves.

A walk through the pain caves.  The only way out is through……….


As we begin our first few weeks of 2014,  I find myself reflecting on what was a true roller coaster year.  I am so very blessed with a wonderful life, a husband who I love and who adores me, two healthy children and a very loving family back home in  England.   I am happy and healthy and live a fairly stress- free life. But, health is something we all too often take for granted, until major life changes come our way.


My parents  are still alive, and have been happily married for 61years. My mother still reigns at the matriarch of our family, so when she suddenly became very ill, in July, it put me and my family into a complete tailspin.


When a loved one falls gravelly ill, it seems like the world shifts, that it goes out of place.  The things that carry so much importance normally, suddenly no longer matter.  Time changes, our mood changes and our accustomed level of happiness is jeopardized.  When we go through times of stress, our view on life changes. Adrenaline races though our bodies, our stomach feels like it’s in knots and we often have trouble sleeping. Stress will slowly kill you if you don’t get a handle on it. This I know.


This past year dealing with my mother’s illness, I had a lot of time to think.


For most of my life, I have lived by my philosophy , “Everything happens for a reason and that reason is to benefit me” .  It is a philosophy I intentionally chose, so that I would be in charge of my emotions and never be a victim. These words of wisdom work wonders when things are going well, but when life suddenly changes or circumstances send you in a downward spiral, it is hard to maintain this oulook.


Recently, a friend of mine suffered the loss of her teenage daughter in a tragic accident. A fate no parent should ever have to face.  Such an overwhelming, devastating loss. There is nothing anyone can do or say to take away her pain.


As I sank into sadness with these situations- my mother’s illness my friend’s loss, a situation that no amount of money or time can fix, I was lost and unable to make things right. I cried, I prayed, I chanted, I meditated, I medicated and finally surrendered to God.   As we wander through the pain caves, the only way out, is to find our way through them.  There is always sunshine at the other side.  The question is how long is the walk?


To hear a mother speak on the loss of a child is heartbreaking. It makes me want to fully appreciate the good times, the quiet times, even the boring times, but the times when life is easy, when our loved ones are around, the times we always take for granted.  I thanked God that none of us know what the future holds.  Would we be able to live our lives if we did? Or would we live them so much better?


Thankfully through the graces of God an abundance of prayer from all over the globe and the help of modern medicine, my mother finally was able to recover from her long illness and was recently released from the hospital.  My friend I am sad to say, has a long and difficult road ahead of her. She is embraced by an outpouring of love from her community in remembrance of a young girl who was truly loved, by those around her.


Her words at the memorial pierced my soul and melted my heart.  “Forgive a little sooner, love a little stronger, hold your loved ones a little dearer, because nobody knows what the future holds.”


My wish for all of 2014 and the coming years, is that I will hold onto these words and remember.  That I will live them and experience them and be present in grace and in light.


Be Blessed


Kari Wells


January 22, 2014

Teen Spending: The Packaged Facts

girl power

The Business of Living starts early.

It begins while you are young, while your children are young.  We are not the only ones who know that young women have the potential to be powerful, valuable individuals.  Marketing companies know.

But our missions are definitely very different.

Packaged Facts, a publisher of marketing research, compiled an analysis of the 26 million 12 to 17-year-old teen consumer market.  They noted in their “The Teens Market in the US” report an increase in spending from “$189.7 billion in 2006 to $208.7 billion in 2011, despite an estimated 3% decline in the 12-17-year-old population in that same period.”

2012 total teen spending statistics—products bought for and by teens in the U.S.—on Static Brain show 208.7 billion in total consumer dollars. That is a lot of buying power.  And with the internet even more convenient: 26% of teens had shopped on line in the three months preceding the report.

teen-spending graph from study


Who uses these reports to target teens? Guess. Yes. Companies. Stock investors.

What is important for financial mentors such as me to note is that 80% of young girls consider shopping a “hobby” and “activity” not a need or a privilege.

Girl~Swag and Girl Power both have missions aimed at equipping young women to be strong, empowered, independent leaders.

My mission in speaking with young women is giving them the tools that teach them how to be financially responsible. Because when you learn what living within your means means at an early age, it will create a strong financial foundation for adulthood.


July 20, 2013

Sharing the Wealth

Think back to your youth… The trip is farther back for some of us than others. ;)

The Five Year Plan

What were your pivotal financial choices? What were the consequences? What about your parent’s financial choices—what were the positive or negative consequences from their actions?

Life lessons are learned—all too often, they are painfully earned. Of course everybody makes mistakes. That is a natural part of learning and growing. But financial mistakes can come with long-lasting consequences that affect whole generations.

My goal is to inspire our youth. I want to help future generations of adults become the best they can be through mentoring. I have financial management and experience tools that I want to share with others. I want to aid young women, in particular, with financial responsibility knowhow—knowledge, awareness, and skills that arm them with the power be less vulnerable, that help them to develop into strong, independent, generous individuals.

When youth learn to girl-up they become empowered women.  That is my hope for my own daughter.



July 15, 2013

© 2013 Kari Wells ♦ All Rights Reserved.